Five Reasons You Need Title Insurance in St. Mary's County

Have you recently decided to buy a home in St. Mary’s County? Congratulations! Owning a home is a very rewarding experience, not to mention a great investment in your future. And in order to protect this investment, the best thing you can do is get title insurance for your new home. Learn more in our blog about how title insurance works and why you should consider getting title insurance in St. Mary’s County.

Five Reasons You Need Title Insurance in St. Mary’s County

Title Search

When you purchase title insurance, the title company will conduct a title search. This is essentially a comprehensive search of the local records to determine if there are any problems with the home’s title. For example, a lien may have been placed on the property many years ago due to a previous owners’ unpaid taxes. If the title were passed on to you, you would assume the responsibility for this. The title search helps you discover problems before they become your responsibility.

Protection Against Unforeseeable Issues

Some problems with a home’s title can’t be discovered, no matter how much searching you do. These include things like forgery, fraud, or even just an unintentional filing error. All of these things can open up your title to a legitimate third party claim. In the event that a third party were to make a claim on your title, title insurance would protect you. The title company handles the litigation, which saves you a lot in legal fees, and could even be the difference in you keeping your home.

An Investment in Your Future

A home is an investment you make for the long term. The last thing you want is for this to be put in jeopardy because someone makes a legitimate claim on your title and you don’t have insurance. Title insurance in St. Mary’s County is the best way to protect your new home.

Peace of Mind

With title insurance, you don’t have to worry about coming up with legal fees or losing your home if someone makes a claim on your title. Title insurance is a one time fee paid at closing, after which you don’t have to worry about it. And really, there’s no price you can put on the peace of mind that comes with knowing your home is protected from title claims.

title insurance St. Mary's County

Title insurance could be the difference that saves you your home. To learn more about title insurance in St. Mary’s County, contact Colony Title Associates today at 410-884-1160, or visit¬†¬†today!


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