Title Insurance in Maryland: Key Terms to Know


Title insurance exists to help with your peace of mind.

Title insurance might seem a little complicated, especially if you’re setting out to buy or sell a property. At Colony Title, we believe education is a must, and we’ve compiled a rundown on a few key terms to bring you up to speed on what you need to know if you’re purchasing title insurance in Maryland, or anywhere else for that matter.

Terms You’re Most Likely to Hear Regarding Title Insurance.

Title abstract: This document is essentially just a truncated history of a title associated with a particular property. It includes a summary of the original grants and all the conveyances and encumbrances that followed. Issued with these materials will also be a certification ensuring that the history is complete and accurate.

Attorney Opinion of Title: Much like its name suggests, this simply means that an attorney has reviewed and certified that to the best of his knowledge the information provided about property ownership is correct.

Title: The right to or ownership of land.

Title Search: An investigation of public records relating to real estate meant to determine the existing state of ownership.

Title Insurance: A policy that protects the owner or mortgagee against loss due to defects in the title connected with a piece of real estate.

Colony Title – Your Trusted Partner for All Title Matters

At Colony Title, we’ll make sure you don’t risk run into any complications with your property’s title. Specializing in real estate title insurance in Maryland and DC, our agents will perform a title search, check all past documentation, and seek to uncover any fraud or forgery associated with the title.

If you have questions, the Maryland real estate insurance experts at Colony Title Associates can be reached by calling 410-884-1160 or visit ColonyTitle.com today!

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